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This website is provided to partially satisfy the 401k service provider fee and 401k investment fee disclosure requirements under ERISA 408(b)(2). The information herein will assist you in both understanding the impact fees have on your 401k and making informed investment decisions. If you use a participant or self-directed brokerage account for 401k investing, the brokerage holding your investments will provide you with additional fee disclosure information.

The Real and Present Danger of Hidden 401k Fees

Low-Cost 401k Easy and No Fees 401k NEVER Skims 401k Fees from Employees′ Retirement Savings…EVER!

As proven by this non-profit AARP report offered for download, the average employee saving for retirement will lose about $150,000, resulting from 401k fees skimmed from his or her 401k account by financial advisors and their 401k partners.

Fees skimmed from employees' 401k accounts goes directly into the pockets of advisors and their 401k partners. These 401k fees are IN ADDITION TO what the small business is directly charged for 401k recordkeeping—a double hit, plain and simple.

401k fees are big revenue generators for venture capital-backed financial advisors and their 401k partners, including Human Interest, Saveday, Ubiquity, ForUsAll, and Guideline.

401k fees are devastating for employees' retirement security. For example, a small 401k fee of just 1% results in a massive 40% loss in an employee's 401k after 30 years of diligent savings in the 401k.

NO HIDDEN FEES

--The only compensation earned by Pension Systems Corporation (www.401k-network.com) are fully disclosed, 'above board' fees for services. We collect NO indirect compensation, commissions, revenue-sharing fees, asset-based fees, 12-B I mutual fund fees, etc. from any mutual fund companies or other third-party sources.