| Category |
Mutual Fund Portfolio Description |
Asset Class |
Code |
| Bank Loan |
Bank-loan mutual fund portfolios primarily invest in floating-rate bank loans instead of bonds. In exchange for their credit risk, these loans offer high interest payments that typically float above a common short-term benchmark such as the London interbank offered rate, or LIBOR. |
Bond |
BOBL |
| Bear Market |
Bear-market mutual fund portfolios invest in short positions and derivatives in order to profit from stocks that drop in price. Because these mutual fund portfolios often have extensive holdings in shorts or puts, their returns generally move in the opposite direction of the benchmark index. |
Alternative |
ABM |
| Commodities Agriculture |
Agriculture mutual fund portfolios invest in grain and feed products, oilseeds, cotton, dairy, livestock, poultry, and/or horticultural products. Investment can be made directly in physical assets or commodity linked derivative instruments. |
Commodities |
CAA |
| Commodities Broad Basket |
Broad basket mutual fund portfolios can invest in a diversified basket of commodity goods including but not limited to grains, minerals, metals, livestock, cotton, oils, sugar, coffee and cocoa. Investment can be made directly in physical assets or commodity linked derivative instruments, such as commodity swap agreements. |
Commodities |
CBB |
| Commodities Energy |
Energy mutual fund portfolios invest in oil (crude, heating and gas), natural gas, coal, kerosene, diesel fuel and propane. Investment can be made directly in physical assets or commodity linked derivative instruments. |
Commodities |
CCE |
| Commodities Industrial Metals |
Industrial metals mutual fund portfolios invest in such industrial metals as aluminum, copper, lead, nickel and zinc. Investment can be made directly in physical assets or commodity linked derivative instruments. |
Commodities |
CIM |
| Commodities Miscellaneous |
Miscellaneous mutual fund portfolios invest in a specific commodity that does not fit into any of 's existing commodity categories and for which not enough funds exist to merit the creation of a separate category. |
Commodities |
CCM |
| Commodities Precious Metals |
Commodities precious metals mutual fund portfolios invest in precious metals such as gold, silver, platinum and palladium. Investment can be made directly in physical assets or commodity linked derivative instruments. |
Commodities |
CCP |
| Communications |
Communications mutual fund portfolios concentrate on telecommunications and media companies of various kinds. Most buy some combination of cable television, wireless-communications, and communications-equipment firms as well as traditional phone companies. A few favor entertainment firms, mainly broadcasters, film studios, publishers, and on-line service providers. |
U.S.Stock |
USSSC |
| Conservative Allocation |
Conservative-allocation mutual fund mutual fund portfolios seek to provide both capital appreciation and income by investing in three major areas: stocks, bonds, and cash. These mutual fund mutual fund portfolios tend to hold smaller positions in stocks than moderate-allocation mutual fund mutual fund portfolios. These mutual fund mutual fund portfolios typically have 20% to 50% of assets in equities and 50% to 80% of assets in fixed income and cash. |
Balanced |
BCA |
| Consumer Discretionary |
Consumer discretionary mutual fund portfolios seek capital appreciation by investing in equity securities of U.S. or non-U.S. companies in the consumer discretionary sector. |
U.S.Stock |
USSCD |
| Consumer Staples |
Consumer staples mutual fund portfolios seek capital appreciation by investing in equity securities of U.S. or non-U.S. companies that are engaged in the manufacturing, sales or distribution of consumer staples. |
U.S.Stock |
USSCC |
| Convertibles |
Convertible bond mutual fund portfolios are designed to offer some of the capital-appreciation potential of stock mutual fund portfolios while also supplying some of the safety and yield of bond mutual fund portfolios. To do so, they focus on convertible bonds and convertible preferred stocks. Convertible bonds allow investors to convert the bonds into shares of stock, usually at a preset price. These securities thus act a bit like stocks and a bit like bonds. |
Balanced |
BLCV |
| Currency |
Currency mutual fund portfolios invest in US and foreign currencies through the use of short term money market instruments; derivative instruments, including and not limited to, forward currency contracts, index swaps and options; and cash deposits. |
Alternative |
ACR |
| Diversified Emerging Mkts |
Diversified emerging-markets mutual fund portfolios tend to divide their assets among 20 or more nations, although they tend to focus on the emerging markets of Asia and Latin America rather than on those of the Middle East, Africa, or Europe. These mutual fund portfolios invest at least 70% of total assets in equities and invest at least 50% of stock assets in emerging markets. |
International Stock |
ISEM |
| Diversified Pacific/Asia |
Diversified Pacific/Asia stock mutual fund portfolios have a wider investment range than other Asia-oriented mutual fund portfolios. These mutual fund portfolios can invest throughout the Pacific Rim, including Australia and New Zealand. As a result, country weightings for these mutual fund portfolios vary tremendously, though most retain some exposure to Japan and Hong Kong. These mutual fund portfolios invest at least 70% of total assets in equities and invest at least 75% of stock assets in Pacific countries, including at least 10% in Japan. |
International Stock |
ISDP |
| Emerging Markets Bond |
Emerging-markets bond mutual fund portfolios invest more than 65% of their assets in foreign bonds from developing countries. The largest portion of the emerging-markets bond market comes from Latin America, followed by Eastern Europe. Africa, the Middle East, and Asia make up the rest. |
Bond |
BOEB |
| Equity Energy |
Equity energy mutual fund portfolios invest primarily in equity securities of U.S. or non-U.S. companies who conduct business primarily in energy-related industries. This includes and is not limited to companies in alternative energy, coal, exploration, oil and gas services, pipelines, natural gas services and refineries. |
U.S.Stock |
USSEE |
| Equity Precious Metals |
Precious metals mutual fund portfolios focus on mining stocks, though some do own small amounts of gold bullion. Most mutual fund portfolios concentrate on gold-mining stocks, but some have significant exposure to silver-, platinum-, and base-metal-mining stocks as well. Precious-metals companies are typically based in North America, Australia, or South Africa. |
Alternative |
ASP |
| Europe Stock |
Europe-stock mutual fund portfolios invest at least 70% of total assets in equities and invest at least 75% of stock assets in Europe. Most of these mutual fund portfolios emphasize the region's larger and more developed markets, including Britain, the Netherlands, Germany, France, and Switzerland. Many also invest in the region's smaller markets, including the emerging markets of eastern Europe. |
International Stock |
ISES |
| Financial |
Financial mutual fund portfolios seek capital appreciation by investing primarily in equity securities of U.S. or non-U.S. financial-services companies, including banks, brokerage firms, insurance companies, and consumer credit providers. |
U.S.Stock |
USSSF |
| Foreign Large Blend |
Foreign large-blend mutual fund portfolios invest in a variety of big international stocks. Most of these mutual fund portfolios divide their assets among a dozen or more developed markets, including Japan, Britain, France, and Germany. These mutual fund portfolios primarily invest in stocks that have market caps in the top 70% of each economically integrated market (such as Europe or Asia ex-Japan). The blend style is assigned to mutual fund portfolios where neither growth nor value characteristics predominate. These mutual fund portfolios typically will have less than 20% of assets invested in U.S. stocks. |
International Stock |
ISFB |
| Foreign Large Growth |
Foreign large-growth mutual fund portfolios focus on high-priced growth stocks, mainly outside of the United States. Most of these mutual fund portfolios divide their assets among a dozen or more developed markets, including Japan, Britain, France, and Germany. These mutual fund portfolios primarily invest in stocks that have market caps in the top 70% of each economically integrated market (such as Europe or Asia ex-Japan). Growth is defined based on fast growth (high growth rates for earnings, sales, book value, and cash flow) and high valuations (high price ratios and low dividend yields). These mutual fund portfolios typically will have less than 20% of assets invested in U.S. stocks. |
International Stock |
ISFG |
| Foreign Large Value |
Foreign large-value mutual fund portfolios invest mainly in big international stocks that are less expensive or growing more slowly than other large-cap stocks. Most of these mutual fund portfolios divide their assets among a dozen or more developed markets, including Japan, Britain, France, and Germany. These mutual fund portfolios primarily invest in stocks that have market caps in the top 70% of each economically integrated market (such as Europe or Asia ex-Japan). Value is defined based on low valuations (low price ratios and high dividend yields) and slow growth (low growth rates for earnings, sales, book value, and cash flow). These mutual fund portfolios typically will have less than 20% of assets invested in U.S. stocks. |
International Stock |
ISFV |
| Foreign Small/Mid Growth |
Foreign small-/mid-growth mutual fund portfolios invest in international stocks that are smaller, growing faster, and higher-priced than other stocks. These mutual fund portfolios primarily invest in stocks that fall in the bottom 30% of each economically integrated market (such as Europe or Asia ex-Japan). Growth is defined based on fast growth (high growth rates for earnings, sales, book value, and cash flow) and high valuations (high price ratios and low dividend yields). These mutual fund portfolios typically will have less than 20% of assets invested in U.S. stocks. |
International Stock |
ISFR |
| Foreign Small/Mid Value |
Foreign small-/mid-value mutual fund portfolios invest in international stocks that are smaller and less expensive than other stocks. These mutual fund portfolios primarily invest in stocks that fall in the bottom 30% of each economically integrated market (such as Europe or Asia ex-Japan). Value is defined based on low valuations (low price ratios and high dividend yields) and slow growth (low growth rates for earnings, sales, book value, and cash flow). These mutual fund portfolios typically will have less than 20% of assets invested in U.S. stocks. |
International Stock |
ISFA |
| Global Real Estate |
Global real estate mutual fund portfolios invest primarily in non-US real estate securities, but may also invest in U.S. real estate securities. Securities that these mutual fund portfolios purchase include: debt & equity securities, convertible securities, and securities issued by Real Estate Investment Trusts (REITs) and REIT like entities. mutual fund portfolios in this category also invest in real-estate operating companies. |
International Stock |
ISGR |
| Health |
Health mutual fund portfolios focus on the medical and health-care industries. Most invest in a range of companies, buying everything from pharmaceutical and medical-device makers to HMOs, hospitals, and nursing homes. A few mutual fund portfolios concentrate on just one industry segment, such as service providers or biotechnology firms. |
U.S.Stock |
USSSH |
| High Yield Bond |
High-yield bond mutual fund portfolios concentrate on lower-quality bonds, which are riskier than those of higher-quality companies. These mutual fund portfolios generally offer higher yields than other types of mutual fund portfolios, but they are also more vulnerable to economic and credit risk. These mutual fund portfolios primarily invest in U.S. high-income debt securities where at least 65% or more of bond assets are not rated or are rated by a major agency such as Standard & Poor's or Moody's at the level of BB (considered speculative for bonds) and below. |
Bond |
BOHY |
| Industrials |
Industrial mutual fund portfolios seek capital appreciation by investing in equity securities of U.S. or non-U.S. companies that are engaged in services related to cyclical industries. This includes and is not limited to companies in aerospace and defense, automotive, chemicals, construction, environmental services, machinery, paper and transportation. |
U.S.Stock |
USSID |
| Inflation-Protected Bond |
Inflation-protected bond mutual fund portfolios invest primarily in debt securities that adjust their principal values in line with the rate of inflation. These bonds can be issued by any organization, but the U.S. Treasury is currently the largest issuer for these types of securities. |
Bond |
BOIP |
| Intermediate Government |
Intermediate-government mutual fund portfolios have at least 90% of their bond holdings in bonds backed by the U.S. government or by government-linked agencies. This backing minimizes the credit risk of these mutual fund portfolios, as the U.S. government is unlikely to default on its debt. These mutual fund portfolios have durations between 3.5 and six years (or, if duration is unavailable, average effective maturities between four and 10 years). Consequently, the group's performance--and its level of volatility--tends to fall between that of the short government and long government bond categories. |
Bond |
BOGI |
| Intermediate-Term Bond |
Intermediate-term bond mutual fund portfolios invest primarily in corporate and other investment-grade U.S. fixed-income issues and have durations of 3.5 to six years (or, if duration is unavailable, average effective maturities of four to 10 years). These mutual fund portfolios are less sensitive to interest rates, and therefore less volatile, than mutual fund portfolios that have longer durations. |
Bond |
BCI |
| Japan Stock |
Japan stock mutual fund portfolios emphasize companies based in Japan. The Japanese stock market is one of the largest in the world, so these mutual fund portfolios' holdings vary significantly. Some mutual fund portfolios concentrate on Japan's larger companies, while others concentrate on the nation's smaller firms. These mutual fund portfolios invest at least 70% of total assets in equities and invest at least 75% of stock assets in Japan. |
International Stock |
ISJS |
| Large Blend |
Large-blend mutual fund portfolios are fairly representative of the overall U.S. stock market in size, growth rates, and price. Stocks in the top 70% of the capitalization of the U.S. equity market are defined as large-cap. The blend style is assigned to mutual fund portfolios where neither growth nor value characteristics predominate. These mutual fund portfolios tend to invest across the spectrum of U.S. industries, and owing to their broad exposure, the mutual fund portfolios' returns are often similar to those of the S&P 500 Index. |
U.S.Stock |
USSLB |
| Large Growth |
Large-growth mutual fund portfolios invest in big U.S. companies that are projected to grow faster than other large-cap stocks. Stocks in the top 70% of the capitalization of the U.S. equity market are defined as large-cap. Growth is defined based on fast growth (high growth rates for earnings, sales, book value, and cash flow) and high valuations (high price ratios and low dividend yields). Most of these mutual fund portfolios focus on companies in rapidly expanding industries. |
U.S.Stock |
USSLG |
| Large Value |
Large-value mutual fund portfolios invest primarily in big U.S. companies that are less expensive or growing more slowly than other large-cap stocks. Stocks in the top 70% of the capitalization of the U.S. equity market are defined as large-cap. Value is defined based on low valuations (low price ratios and high dividend yields) and slow growth (low growth rates for earnings, sales, book value, and cash flow). |
U.S.Stock |
USSLV |
| Latin America Stock |
Latin America stock mutual fund portfolios invest almost exclusively in stocks from Latin America. Most of these mutual fund portfolios strongly favor the area's large markets, specifically Brazil, Mexico, and Argentina. Smaller markets such as Peru or Colombia aren't generally as well-represented in these mutual fund portfolios. These mutual fund portfolios invest at least 70% of total assets in equities and invest at least 75% of stock assets in Latin America. |
International Stock |
ISLS |
| Leveraged Net Long |
Leveraged net long mutual fund portfolios seek income by establishing long and short positions in securities. The most common strategy for leveraged net long mutual fund portfolios is to take long positions in securities that have been identified as attractive and short positions in securities that have been identified as overvalued. These mutual fund portfolios typically hold long positions in securities with an aggregate value of up to 130% of its net assets. In addition, these mutual fund portfolios will establish short positions in securities with a market value of up to 30% of its net assets. The net long exposure therefore remains 100%, but it is a leveraged exposure. |
U.S.Stock |
USSLN |
| Long Government |
Long-government mutual fund portfolios have at least 90% of their bond holdings invested in bonds backed by the U.S. government or by government-linked agencies. This backing minimizes the credit risk of these mutual fund portfolios, as the U.S. government is unlikely to default on its debt. They are not risk free, though. Because these mutual fund portfolios have durations of more than six years (or, if duration is unavailable, average effective maturities greater than 10 years), they are more sensitive to interest rates, and thus riskier, than mutual fund portfolios that have shorter durations. |
Bond |
BOGL |
| Long-Short |
Long-short mutual fund portfolios hold sizable stakes in both long and short positions. Some funds that fall into this category are market neutral - dividing their exposure equally between long and short positions in an attempt to earn a modest return that is not tied to the market's fortunes. Other mutual fund portfolios that are not market neutral will shift their exposure to long and short positions depending upon their macro outlook or the opportunities they uncover through bottom-up research. |
Alternative |
ALO |
| Long-Term Bond |
Long-term bond mutual fund portfolios invest primarily in corporate and other investment-grade U.S. fixed-income issues and have durations of more than six years (or, if duration is unavailable, average effective maturities greater than 10 years). Due to their long durations, these mutual fund portfolios are exposed to greater interest rate risk. |
Bond |
BOCL |
| Market Neutral |
Market neutral mutual fund portfolios seek income while maintaining low correlation to fluctuations in market conditions. Market neutral mutual fund portfolios typically hold 50% of net assets in long positions and 50% of net assets in short positions in order to deliver positive returns regardless of the direction of the market. This category is only used in 's custom fund and separate account databases. |
Alternative |
ANE |
| Mid-Cap Blend |
The typical mid-cap blend portfolio invests in U.S. stocks of various sizes and styles, giving it a middle-of-the-road profile. Most shy away from high-priced growth stocks, but aren't so price-conscious that they land in value territory. The U.S. mid-cap range for market capitalization typically falls between $1 billion-$8 billion and represents 20% of the total capitalization of the U.S. equity market. The blend style is assigned to mutual fund portfolios where neither growth nor value characteristics predominate. |
U.S.Stock |
USSMB |
| Mid-Cap Growth |
Some mid-cap growth mutual fund portfolios invest in stocks of all sizes, thus leading to a mid-cap profile, but others focus on midsize companies. Mid-cap growth mutual fund portfolios target U.S. firms that are projected to grow faster than other mid-cap stocks, therefore commanding relatively higher prices. The U.S. mid-cap range for market capitalization typically falls between $1 billion-$8 billion and represents 20% of the total capitalization of the U.S. equity market. Growth is defined based on fast growth (high growth rates for earnings, sales, book value, and cash flow) and high valuations (high price ratios and low dividend yields). |
U.S.Stock |
USSMG |
| Mid-Cap Value |
Some mid-cap value mutual fund portfolios focus on medium-size companies while others land here because they own a mix of small-, mid-, and large-cap stocks. All look for U.S. stocks that are less expensive or growing more slowly than the market. The U.S. mid-cap range for market capitalization typically falls between $1 billion-$8 billion and represents 20% of the total capitalization of the U.S. equity market. Value is defined based on low valuations (low price ratios and high dividend yields) and slow growth (low growth rates for earnings, sales, book value, and cash flow). |
U.S.Stock |
USSMV |
| Miscellaneous Sector |
Miscellaneous sector mutual fund portfolios invest in specific sectors that do not fit into any existing sector categories and for which not enough funds exist to merit the creation of a separate category. |
U.S.Stock |
USSMR |
| Moderate Allocation |
Moderate-allocation mutual fund portfolios seek to provide both capital appreciation and income by investing in three major areas: stocks, bonds, and cash. These mutual fund portfolios tend to hold larger positions in stocks than conservative-allocation mutual fund portfolios. These mutual fund portfolios typically have 50% to 70% of assets in equities and the remainder in fixed income and cash. |
Balanced |
BLMA |
| Money Market Fund |
These portfolios invest in short-term money market securities in order to provide a level of current income that is consistent with the preservation of capital. |
Money Market |
MMTM |
| Multisector Bond |
Multisector bond mutual fund portfolios seek income by diversifying their assets among several fixed-income sectors, usually U.S. government obligations, U.S. corporate bonds, foreign bonds, and high-yield U.S. debt securities. These mutual fund portfolios typically hold 35% to 65% of bond assets in securities that are not rated or are rated by a major agency such as Standard & Poor's or Moody's at the level of BB (considered speculative for bonds) and below. |
Bond |
BOMU |
| Natural Resources |
Natural resources mutual fund portfolios focus on commodity-based industries such as energy, chemicals, minerals, and forest products in the U.S. or outside of the U.S. Some mutual fund portfolios invest across this spectrum to offer broad natural resources exposure. Others concentrate heavily or even exclusively in specific industries. mutual fund portfolios that concentrate primarily in energy-related industries are part of the equity energy category. |
U.S.Stock |
USSSN |
| Pacific/Asia ex-Japan Stk |
Pacific/Asia ex-Japan stock mutual fund portfolios cover a wide geographic range. Most of these mutual fund portfolios focus on export-oriented nations such as Hong Kong, Singapore, Taiwan, and Korea. These mutual fund portfolios invest at least 70% of total assets in equities and invest at least 75% of stock assets in Pacific countries, with less than 10% in Japan. |
International Stock |
ISPJ |
| Real Estate |
Real estate mutual fund portfolios invest primarily in real-estate investment trusts (REITs) of various types. REITs are companies that develop and manage real-estate properties. There are several different types of REITs, including apartment, factory-outlet, health-care, hotel, industrial, mortgage, office, and shopping center REITs. Some mutual fund portfolios in this category also invest in real-estate operating companies. |
U.S.Stock |
USSSR |
| Retirement Income |
Retirement income mutual fund portfolios provide a mix of stocks, bonds and cash for those investors already in or entering retirement. These mutual fund portfolios tend to be managed to more of a conservative asset allocation strategy. These mutual fund portfolios aim to provide investors with steady income throughout retirement. |
Balanced |
BLRI |
| Short Government |
Short-government mutual fund portfolios have at least 90% of their bond holdings in bonds backed by the U.S. government or by government-linked agencies. This backing minimizes the credit risk of these mutual fund portfolios, as the U.S. government is unlikely to default on its debt. These mutual fund portfolios have durations between one and 3.5 years (or, if duration is unavailable, average effective maturities between one and four years), so they have relatively less sensitivity to interest rates, and thus low risk potential. |
Bond |
BOGS |
| Short-Term Bond |
Short-term bond mutual fund portfolios invest primarily in corporate and other investment-grade U.S. fixed-income issues and have durations of one to 3.5 years (or, if duration is unavailable, average effective maturities of one to four years). These mutual fund portfolios are attractive to fairly conservative investors, because they are less sensitive to interest rates than mutual fund portfolios with longer durations. |
Bond |
BOCS |
| Small Blend |
Small-blend mutual fund portfolios favor U.S. firms at the smaller end of the market-capitalization range. Some aim to own an array of value and growth stocks while others employ a discipline that leads to holdings with valuations and growth rates close to the small-cap averages. Stocks in the bottom 10% of the capitalization of the U.S. equity market are defined as small-cap. The blend style is assigned to mutual fund portfolios where neither growth nor value characteristics predominate. |
U.S.Stock |
USSSB |
| Small Growth |
Small-growth mutual fund portfolios focus on faster-growing companies whose shares are at the lower end of the market-capitalization range. These mutual fund portfolios tend to favor companies in up-and-coming industries or young firms in their early growth stages. Because these businesses are fast-growing and often richly valued, their stocks tend to be volatile. Stocks in the bottom 10% of the capitalization of the U.S. equity market are defined as small-cap. Growth is defined based on fast growth (high growth rates for earnings, sales, book value, and cash flow) and high valuations (high price ratios and low dividend yields). |
U.S.Stock |
USSSG |
| Small Value |
Small-value mutual fund portfolios invest in small U.S. companies with valuations and growth rates below other small-cap peers. Stocks in the bottom 10% of the capitalization of the U.S. equity market are defined as small-cap. Value is defined based on low valuations (low price ratios and high dividend yields) and slow growth (low growth rates for earnings, sales, book value, and cash flow). |
U.S.Stock |
USSSV |
| Stable Value |
Stable-value mutual fund portfolios seek to provide income while preventing price fluctuations. The most common stable-value mutual fund portfolios invest in a diversified portfolio of bonds and enter into wrapper agreements with financial companies to guarantee against fluctuations in their share prices. These wrapper agreements typically provide price stability on a day-to-day basis, thereby insulating each portfolio's net asset value from interest-rate volatility. Therefore, the duration for each of these funds is essentially zero. This category is only used in -'s custom fund and separate account databases. |
Bond |
BOVL |
| Target Date 2000-2010 |
Target date mutual fund portfolios provide a diversified exposure to stocks, bonds, and cash for those investors who have a specific date in mind (in this case, the years 2000-2010) for retirement or another goal. These mutual fund portfolios aim to provide investors with an optimal level of return and risk, based solely on the target date. Over time, management adjusts the allocation among asset classes to more conservative mixes as the target date approaches. |
Balanced |
BLTA |
| Target Date 2011-2016 |
Target date mutual fund portfolios provide a diversified exposure to stocks, bonds, and cash for those investors who have a specific date in mind (in this case, the years 2011-2015) for retirement or another goal. These mutual fund portfolios aim to provide investors with an optimal level of return and risk, based solely on the target date. Over time, management adjusts the allocation among asset classes to more conservative mixes as the target date approaches. |
Balanced |
BLTD |
| Target Date 2016-2021 |
Target date mutual fund portfolios provide a diversified exposure to stocks, bonds, and cash for those investors who have a specific date in mind (in this case, the years 2016-2020) for retirement or another goal. These mutual fund portfolios aim to provide investors with an optimal level of return and risk, based solely on the target date. Over time, management adjusts the allocation among asset classes to more conservative mixes as the target date approaches. |
Balanced |
BLTE |
| Target Date 2021-2026 |
Target date mutual fund portfolios provide a diversified exposure to stocks, bonds, and cash for those investors who have a specific date in mind (in this case, the years 2021-2025) for retirement or another goal. These mutual fund portfolios aim to provide investors with an optimal level of return and risk, based solely on the target date. Over time, management adjusts the allocation among asset classes to more conservative mixes as the target date approaches. |
Balanced |
BLTG |
| Target Date 2026-2031 |
Target date mutual fund portfolios provide a diversified exposure to stocks, bonds, and cash for those investors who have a specific date in mind (in this case, the years 2026-2030) for retirement or another goal. These mutual fund portfolios aim to provide investors with an optimal level of return and risk, based solely on the target date. Over time, management adjusts the allocation among asset classes to more conservative mixes as the target date approaches. |
Balanced |
BLTH |
| Target Date 2031-2036 |
Target date mutual fund portfolios provide a diversified exposure to stocks, bonds, and cash for those investors who have a specific date in mind (in this case, the years 2031-2035) for retirement or another goal. These mutual fund portfolios aim to provide investors with an optimal level of return and risk, based solely on the target date. Over time, management adjusts the allocation among asset classes to more conservative mixes as the target date approaches. |
Balanced |
BLTI |
| Target Date 2036-2041 |
Target date mutual fund portfolios provide a diversified exposure to stocks, bonds, and cash for those investors who have a specific date in mind (in this case, the years 2036-2040) for retirement or another goal. These mutual fund portfolios aim to provide investors with an optimal level of return and risk, based solely on the target date. Over time, management adjusts the allocation among asset classes to more conservative mixes as the target date approaches. |
Balanced |
BLTJ |
| Target Date 2041-2046 |
Target date mutual fund portfolios provide a diversified exposure to stocks, bonds, and cash for those investors who have a specific date in mind (in this case, the years 2041-2045) for retirement or another goal. These mutual fund portfolios aim to provide investors with an optimal level of return and risk, based solely on the target date. Over time, management adjusts the allocation among asset classes to more conservative mixes as the target date approaches. |
Balanced |
BLTK |
| Target Date 2050+ |
Target date mutual fund portfolios provide a diversified exposure to stocks, bonds, and cash for those investors who have a specific date in mind (in this case, the years 2050 and beyond) for retirement or another goal. These mutual fund portfolios aim to provide investors with an optimal level of return and risk, based solely on the target date. Over time, management adjusts the allocation among asset classes to more conservative mixes as the target date approaches. |
Balanced |
BLTL |
| Technology |
Technology mutual fund portfolios buy high-tech businesses in the U.S. or outside of the U.S. Most concentrate on computer, semiconductor, software, networking, and Internet stocks. A few also buy medical-device and biotechnology stocks and some concentrate on a single technology industry. |
U.S.Stock |
USSST |
| Ultrashort Bond |
Ultrashort bond mutual fund portfolios invest primarily in investment-grade U.S. fixed-income issues and have durations of less than one year (or, if duration is unavailable, average effective maturities of less than one year). This category can include corporate or government ultrashort bond mutual fund portfolios, but it excludes international, convertible, multisector, and high yield bond mutual fund portfolios. Due to their focus on bonds with very short durations, these mutual fund portfolios offer minimal interest-rate sensitivity and therefore low risk and total return potential. |
Bond |
BOUB |
| Utilities |
Utilities mutual fund portfolios seek capital appreciation by investing primarily in equity securities of U.S. or non-U.S. public utilities including electric, gas, and telephone-service providers. |
U.S.Stock |
USSSU |
| World Allocation |
World-allocation mutual fund portfolios seek to provide both capital appreciation and income by investing in three major areas: stocks, bonds, and cash. While these mutual fund portfolios do explore the whole world, most of them focus on the U.S., Canada, Japan, and the larger markets in Europe. It is rare for such mutual fund portfolios to invest more than 10% of their assets in emerging markets. These mutual fund portfolios typically have at least 10% of assets in bonds, less than 70% of assets in stocks, and at least 40% of assets in non-U.S. stocks or bonds. |
Balanced |
BLIH |
| World Bond |
World bond mutual fund portfolios invest 40% or more of their assets in foreign bonds. Some world bond mutual fund portfolios follow a conservative approach, favoring high-quality bonds from developed markets. Others are more adventurous, and own some lower-quality bonds from developed or emerging markets. Some mutual fund portfolios invest exclusively outside the U.S., while others regularly invest in both U.S. and non-U.S. bonds. |
Bond |
BOIB |
| World Stock |
World-stock mutual fund portfolios have few geographical limitations. It is common for these mutual fund portfolios to invest the majority of their assets in the U.S., Europe, and Japan, with the remainder divided among the globe's smaller markets. These mutual fund portfolios typically have 20%-60% of assets in U.S. stocks. |
International Stock |
ISWS |
